Customer Protection

Return & Refund Policy

Clear, fair and secure guidelines for returns, refunds, cancellations and precious metal orders.

Last updated: August 2026
Clear & Secure Process

Precious Metal Protection

Special conditions are applied to products affected by market price movements.

Secure Verification

Returned products may be inspected for authenticity, weight, purity and condition.

Customer Protection

Your mandatory rights under applicable laws remain protected.

Important Notice for Precious Metals

Gold, silver and other precious metal products may be subject to special return and cancellation conditions because their market value can change continuously.

01

General Return Conditions

A return request may be accepted where applicable if the circumstances satisfy the applicable conditions.

  • The product received is incorrect.
  • The product is damaged upon delivery.
  • The product does not match the confirmed order specifications.
  • There is a verified manufacturing or product defect.
  • The return is otherwise required under applicable laws or Dahab Zaman's contractual obligations.
02

Precious Metal Products

Due to the nature of gold, silver and other precious metal products and the continuous movement of their market value, completed purchases may not generally be eligible for return or cancellation solely because the market price has changed after the order was confirmed.

Any return or cancellation involving precious metal products will be reviewed according to the order status, product condition, applicable terms and applicable laws.

03

Non-Returnable Products

Unless required by applicable law or due to a verified defect or fulfillment error, a product may not be eligible for return in the following cases:

  • The product has been opened, altered, used, damaged or modified after delivery.
  • The original packaging, certificate, seal, serial number or identifying information has been removed or damaged.
  • The product has been customized or specially prepared for the customer.
  • The product's condition prevents verification of its authenticity or original state.
  • The return request does not satisfy the applicable return conditions.
04

Damaged, Incorrect or Defective Products

Customers should inspect their order upon delivery.

If a product is received damaged, incorrect, incomplete or with an apparent defect, please contact Customer Support as soon as reasonably possible.

  • Order number.
  • Product details.
  • Photos or videos showing the issue.
  • Original packaging.
  • Product certificate or documentation, where applicable.
  • Any additional information necessary to investigate the request.
05

Return Verification

Returned precious metal products may be subject to inspection and verification before any refund, replacement or other resolution is approved.

  • Product authenticity.
  • Weight.
  • Purity or karat.
  • Serial number.
  • Packaging and seals.
  • Certificate or related documentation.
  • Product condition.
06

Refund Eligibility

Where a refund is approved, it will normally be processed according to the original payment method or another approved method in accordance with applicable requirements.

  • Successful return and verification of the product.
  • Confirmation of the original payment.
  • Completion of any required identity or compliance checks.
  • The outcome of the return investigation.
07

Refund Amount

For approved refunds relating to an incorrect, damaged or defective product caused by Dahab Zaman or its authorized service providers, the applicable refund amount will be determined according to the confirmed order and applicable terms.

Delivery charges, administrative charges or other fees will be handled according to the circumstances of the request and applicable law.

A refund will not be calculated based on a later increase or decrease in the market value of precious metals unless expressly required under applicable terms or law.

08

Refund Processing Time

Once a refund has been approved, processing time may vary depending on the payment method, bank, card issuer, payment service provider and other financial institutions involved.

The time required for the amount to appear in the customer's account may depend on the relevant financial service provider.

09

Card & Electronic Payment Refunds

Refunds for card or electronic payments may be returned through the relevant payment provider.

Banks, card issuers and payment providers may require additional processing time after the refund request has been submitted.

10

Order Cancellation

An order cancellation request may be accepted if the order has not yet reached a stage where cancellation is no longer possible.

For precious metal orders, cancellation may be restricted once the price has been confirmed, payment has been completed, the product has been allocated or fulfillment has started.

Submitting a cancellation request does not automatically mean the order has been cancelled.

11

Delivery Refusal

Refusing to receive an order does not automatically create a right to a refund.

If a package appears damaged, opened or tampered with upon delivery, the customer should refuse the shipment and contact Customer Support immediately.

12

Exchange or Replacement

Where appropriate, a replacement may be offered instead of a refund for an incorrect, damaged or defective product.

  • Verification of the returned product.
  • Product availability.
  • Confirmation and approval.
13

Refund Security & Customer Verification

To protect customers and prevent fraud, identity verification or payment ownership verification may be required before processing certain refunds.

Refunds will not normally be transferred to an unrelated third party.

14

Fraudulent or Abusive Claims

Return and refund requests may be investigated where fraud, misuse, product substitution, manipulation or abuse is suspected.

Requests may be rejected and appropriate action may be taken in accordance with applicable terms and laws.

16

Changes to This Policy

Dahab Zaman may update this Return & Refund Policy from time to time to reflect changes in services, operational procedures, payment arrangements or legal and regulatory requirements.

The latest version will be published through the Dahab Zaman website and/or application.

Need Help?

Contact Customer Support

For return, refund, cancellation or order-related requests, our support team is here to help.

Dahab Zaman — Secure precious metals investment.